Archive for the ‘Road Traffic Accidents’ Category

Drink Driving

Friday, November 7th, 2014

Today is the official start of the Christmas Drink Drive Appeal.

On listening to the news I was encouraged to see the statistics – 91% of people now think that it is unacceptable to drink drive; deaths caused by drink driving down from 760 (1979) to 230 per annum. Bottles of Wine, Personal Injury Pal, Personal Injury Solicitors Birmingham

At Personal Injury Pal I look out for such statistics and I am naturally drawn to any news with regards to accidents.  Clearly I am happy to see any reduction in deaths and clearly such a reduction can be seen as fabulous… but then… we are still talking about 230 people who die through “accidents”.

230 people losing their lives following a “good night out”.

230 people!

Put those 230 people onto an aeroplane that crashes or a ship that sinks and we would all remember them.  We would sit glued to our television screens as we watch events such as the concordia disaster unfold that killed 32 individuals.  We would be horrified.

230 people per annum!

230 people with family and friends who have lost their loved ones.

The fathers and mothers in that figure of 230 with dependent families.

The 230 families whose lives will have been turned upside down and will never be the same ever again – the impact of loss there for decades to come.

And the drink drivers?… the shame and the guilt of being responsible for all of this devastation must be immeasurable – are you or your family ever likely to “forget” or “forgive”?

At Personal Injury Pal, we deal with the people affected by “drink driving” accidents.  This is not only by death but for all the many thousands of people that are also injured in such accidents.  We deal with the families on a day to day basis.  We see the devastation that these “accidents” have on the lives of the individuals concerned and also their families.  The legacy is forever.

Christmas Tree Birmingham - Personal Injury Pal, Personal Injury Solicitors Birmingham

Was that good night out really worth it?  Perhaps not.  Is the £10.00/£20.00 taxi fare really worth that much?

Safest option – don’t drink alcohol and drive!  Walk or get a taxi!  Whatever the transport cost it really is cheap compared to wrecking all those lives!

Personal Injury Pal wants everyone to have a safe run up to the Christmas holidays!

Sean receiving his £2,000 cheque

Saturday, October 26th, 2013

It was a dark, dull afternoon back in December 2012.  Rain was lashing down and driving conditions on the M1 near Rugby were poor.  Traffic was heavy as commuters were heading home.

Accident Claim Birmingham - Motorway

Sean was driving a van in the fast lane, concentrating as traffic was stopping and starting.

Suddenly the traffic in front of Sean stopped, but the man behind him did not and crashed violently into the back of him shunting his van forwards.

A road traffic accident in Warwickshire, not the best of outcomes for a Friday afternoon!

Both drivers stopped and so did an independent witness.  The Highway’s Agency was soon on the scene.

The drivers exchanged details and the independent witness left his number.

Sean was able to drive his van back to work in Rugby and tell his boss of his unfortunate road traffic accident in Warwickshire.

Sean developed pain, suffering from whiplash injuries.  He instructed Personal Injury Pal, Personal Injury Solicitors, Birmingham, to represent him in his claim for personal injury and to recover the costs of the damaged van.

Helen Powell, Solicitor, dealt with Sean’s personal injury claim in Birmingham.  Firstly she was able to obtain a statement from the independent witness.  She submitted the claim to the other party’s insurance company and was able to persuade them to settle the claim.

Sean attended for a medical appointment with a GP in Birmingham.

Once Helen had a medical report she was able to settle Sean’s personal injury claim and recover the losses for the van owner.

Accident Claim Birmingham - Sean receiving his cheque

Sean received his £2,000 damages cheque on 25 October 2013 at Personal Injury Pal’s offices in Birmingham.

Sean had come from work and was covered in plaster but we did allow him to sit down!

Sean was happy with the outcome of his personal injury claim in Birmingham.

If you would like to instruct Personal Injury Pal to represent you in your personal injury claim in Birmingham or elsewhere, please give us a call on 0121 643 5531 or 07909 925663.

Don’t worry there is no pressure if you just want to chat to us about your claim.


Thanks to TV, Radio, Newspapers for Coverage

Friday, June 28th, 2013

Personal Injury Pal,  Coley & Tilley Solicitors‘ Personal Injury Department

wish to thank the following for the coverage following our record financial settlement:-

‘Multi-million pound compensation for crash victim’

(and anyone else who published the report)

ITV Wales (25 June 2013)


BBC News Wales (25 June 2013)


Birmingham Post – (27 June 2013)


Tivy-Side Advertiser (28 June 2013)


BBC Radio Wales (25 June 2013) – Around 4.15pm


Western Telegraph (28 June 2013)



News Article in Birmingham Post – 27 June 2013

Thursday, June 27th, 2013

Pictured, Anthony Hutchinson with wife Jo. words Liz Laidler 07740 872852.


Following on from our Blog ‘Multi million pound compensation for car crash victim’ we provide further photographs.

We have also reached the Birmingham press, see page 40 of this week’s Birmingham Post (27 June 2013).



Accident Claim Birmingham - Annmarie Wilde, Punk, Helen Powell and Jo





                        Punk & Jo



Annmarie Wilde, Punk, Helen Powell & Jo

Multi million pound compensation for car crash victim

Tuesday, June 25th, 2013

Birmingham law firm secures record financial settlement

Personal Injury Pal – Coley & Tilley Solicitors‘ Personal Injury Department

Legal experts at Birmingham law firm Coley & Tilley Solicitors have secured a record financial settlement for a west-Wales father who suffered catastrophic injuries in a 2009 road accident.

Anthony Hutchinson, known as ‘Punk’, was giving his brother a lift from Cardigan to Haverfordwest when a cattle trailer towed by a Land Rover Defender collided with his car.

The injuries Punk sustained in the accident left him confined to a wheelchair and needing round-the-clock care for the rest of his life.

Today, a judge at the High Court in Birmingham awarded Punk a substantial seven-figure settlement, including an annual six-figure Periodical Payment Order, to cover the costs of his care for life. The settlement is believed to be the largest ever secured in Wales.Accident Claim Birmingham - Punk outside court

Annmarie Wilde, head of personal injury at Coley & Tilley Solicitors, said: “We’re pleased with the ruling, which will now allow Punk and his family to concentrate on re-building their lives without financial worries about the costs of his care.

“The value of the settlement reflects not only the catastrophic nature of the injuries Punk received when the cattle trailer collided with his vehicle, but also the life-changing impact that these injuries have had on both Punk and his family.”

The accident occurred on the B4329 New Inn to Brynberian road on 23 November 2009, leaving Punk with catastrophic brain, cranio-facial, spinal, abdominal, upper- and lower-limb injuries. The funds will be administered by a Deputy appointed by the Court of Protection.

Jo Hutchinson, Punk’s wife and mother of their six year-old son, said: “We’re delighted with the ruling. Despite the good progress Punk has made with his rehabilitation, he will spend the rest of his life in a wheelchair and need 24:7 care for the rest of his life.Accident Claim Birmingham - Annmarie Wilde outside court

See below interview – leaving court 25 June 2013

Multi-million pound compensation for car crash victim’ – lead story on ITV Wales 6pm 25 June 2013




It will soon be a Bank Holiday – What could possibly go wrong!

Thursday, April 18th, 2013

Memories Fade

Fortunately we are on course to enjoy a Bank Holiday without snow on the ground, so we can actually plan to take a trip out.

Personal Injury Solicitors Birmingham kids in carYou only have to say the words ‘Bank Holiday’ and ‘trip out’ and it takes me back to an early childhood memory of being stuck in traffic on a road from Liverpool to North Wales, probably somewhere near Mold for what seemed like hours with my parents repeatedly saying ‘never again’.  So that was pretty much it, Bank Holidays sewn up.  Always spent at home.

An earlier memory on that North Wales road was that of a tree falling and hitting the bonnet of our VW Beetle.  This story was often discussed at home.  I have a vague picture in my head of the tree on the bonnet of the car but I really do not know whether this memory is real or has my mind created the picture over the years.

Yes memories do fade, which is why, if you have an accident, you should make notes – on paper, on the back of a cigarette packet, it does not matter, but a Top Tip is to make notes.

It is recognised in the legal profession that more emphasis is placed on notes made at the time of an accident than, for example, a statement made a year later.

Kids – What do we do with them?

What do we do with our kids on Bank Holidays?  I am now spared this worry as my children are grown up, but I do miss those busy, but fun, crazy days.  One day for a party we hired a ‘Gladiator’ Bouncy Castle which went in our back garden.  There must have been between 20 and 30 kids – what were we thinking?

Personal Injury Solicitors Birmingham kids bouncy castleThis was before the case of  a 10 year old boy who was seriously injured on a bouncy castle. The boy was playing with a much older and taller boy, doing somersaults.  It was whilst doing a somersault that the older boy’s heel struck the younger boy on the forehead and he sustained a depressed skull fracture and brain damage. The judge decided that the people who had hired the bouncy castle (the Defendants) were liable to the boy – they had to maintain constant supervision,  prevent children from doing flips or somersaults, ensure that only children of a similar size and weight played on the bouncy castle at the same time.

The trampoline in our back garden was taken down the next day.

There was then an appeal by the Defendants and the Court of Appeal allowed the appeal.  The judge concluded “The Defendant could not be held at fault for the way that she acted.  The manner in which she was supervising activities on the bouncy castle … accorded with the demands of reasonable care for the children using it.  The accident was a freak and tragic accident.  It occurred without fault”.  (Perry & Perry v Harris (a minor) 2008.

A Top Tip – check your household insurance.  If you own your own property you don’t want to be forced to sell to pay damages for an accident which was your fault which occurred on your property.  The level of insurance is important too.

Bank Holiday – Taking things to the skip

What fun Bank Holidays we have?

If you are having a clear out or decorating, please keep safety in mind.  As a Personal Injury Lawyer, I would hope I am more careful than most, but my family will probably recall times that I have left things at the top of the stairs which they have nearly fallen over.

Accident Claim Birmingham cat on stairsA cat + stairs = danger – as my colleague Stephen O’Neil will verify.  He fell over his cat on the stairs and sustained injuries.

Just take an extra second or two to move something away so it is not a tripping hazard.

A Top Tip is to wear protective clothing when working:- gloves, a hat, clothing which cover your arms, thicker clothing, non slippy shoes etc.

Personal Injury Pal hope you have a good Bank Holiday break, but remember if you have an accident or know someone who has and you are wondering if a claim can be made,  it may be worth a chat with one of our team at Personal Injury Pal.

Uninsured/Untraced Drivers – Motor Insurers Bureau Claim

Thursday, March 21st, 2013
Motor Insurers Bureau Claim uninsured vehicle

Motor Insurers Bureau Claim


I first started working in personal injury back in the Year 2000.  By that time I had worked in a legal environment for 5 years and had a law degree under my belt, but my knowledge of personal injury law and procedure was limited.  One thing I did not know, which many people also do not know, is that you can claim for compensation if you are a victim of a road traffic accident involving either an ‘uninsured’ or ‘untraced’ vehicle.

How does that work?

Where does the money come from?

In 1946 the Motor Insurer’s Bureau (known as the MIB and based in Milton Keynes) was established to compensate the victims of negligent uninsured and untraced motorists.  Every insurer contributes money to the fund which is administered by the MIB.

If you have been involved in a road traffic accident involving a motor vehicle and the accident was someone else’s fault and that driver was either ‘uninsured’ or ‘untraced’ then you may be eligible to claim under the ‘uninsured’ or ‘untraced’ schemes.

Motor Insurers Bureau Claim insurance policy

Motor Insurers Bureau Claim

You may instruct a solicitor to handle your claim.  The first step is to complete a claim form, either a paper claim form or a claim form online. This is then submitted to the MIB and the claim process commences.

Important Points

  • You must make your claim for injury within 3 years of the accident
  • You must make your claim for damage to personal property within 9 months of the accident
  • You must report the accident to the police within 14 days of the accident for personal injury, within 5 days of the accident for damage to personal property


What you can claim for

  • Cost of repairs to vehicle, or losses arising from damage to vehicle eg hire car
  • Treatment or rehabilitation
  • Compensation for injury or death, or losses arising from injury or death eg loss of earnings
  • Damage to property – non vehicle

Please note if you are claiming for repairs to vehicle or damage to property in the ‘untraced’ scheme, there is a £300 excess.  For example if you claim £1,000 for vehicle repairs, then you will be subject to the £300 excess and will only receive £700.

The MIB also operate the ‘Green Card System’.  They compensate UK citizens who are involved in accidents with foreign-registered vehicles, either in the UK or within the European Economic Area.

The MIB believe that the UK has one of the worst records in Western Europe for uninsured driving with an estimated 1 in 20 cars on the road being driven without the correct insurance.  A motor Insurance Database (MID) has been set up to combat this crime, reducing the number of uninsured motorists on the road, therefore reducing the cost to the industry of compensating victims of accidents involving ‘uninsured’ motorists.

Over the years, I have developed my knowledge of personal injury law and procedure, but as with any job, there is always something new which crops up.

If you require any help or advice on personal injury claims, please telephone Personal Injury Pal on 0121 643 5531 and one of our team will be happy to help.